Pricing & Interchange

In-Person

0.4%

$0.10 per transaction / $10 per month

Online

0.75%

$0.20 per transaction / $20 per month

Interchange Pricing

Visa

Visa Debit Card-Present
Visa Debit Keyed
Visa Credit Card-Present
Visa Credit Keyed
Visa International
Visa Level 2 Data
Visa Level 3 Data

Mastercard

MC Debit Card-Present
MC Debit Keyed
MC Credit Card-Present
MC Credit Keyed
MC Real Estate & Property Management
MC Charities
MC International
MC Level 2 Data
MC Level 3 Data

Discover

Discover Debit Card-Present
Discover Debit Keyed
Discover Credit Card-Present
Discover Credit Keyed
Discover Recurring
Discover International (In-Person)
Discover International (Keyed)

American Express

AMEX Retail
AMEX Retail
AMEX Restaurant
AMEX Caterers
AMEX Mail Order & Internet
AMEX Healthcare
AMEX B2B Wholesale
AMEX Lodging
AMEX T&E
AMEX Prepaid
AMEX Other

A fair and Square price comparison

Swipe

Keyed-in

Bank

Monthly fee

Annual fee

Per Transaction Fee

Swiped Debit Card

Keyed Debit Card

Swiped Credit Card

Keyed Credit Card

Virtual Terminal

Cancellation Fee

Deposit Time

$10.00

--

10¢

0.90%

1.10%

2.30%

2.65%

$0.00

--

1 Day

$10.00

--

20¢

0.90%

1.10%

2.30%

2.65%

$10.00

--

1 Day

--

--

20¢

2.60%

3.50%

2.60%

3.50%

$10.00

--

1 - 2 Days

--

--

20¢

3.20%

3.50%

3.20%

3.50%

$10.00

--

1 - 2 Days

$20.00

$75.00

20¢

3.20%

3.50%

3.20%

3.50%

$10.00

$250.00

1 - 2 Days

Frequently asked questions

Everything you need to know!
Is there a cancellation fee?
No. With Treati, there is no application fee, cancellation fee, or term length. Agreements are month by month and your first month is free.
What will my total costs be for taking credit/debit cards?
The payment calculator (above) just requires a few fields and will give you accurate monthly pricing. The number calculated at the bottom will be the total monthly cost including the card brand fees.
Do I have to pay for PCI compliance?
No, we do not charge for PCI Compliance.
When are my funds available
We deposit funds into your account the next day.
Which integrations do you offer?
We have direct integrations into most Shopping Carts and POS systems. We also integrate into all versions of QuickBooks.
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